Living Free and Clear

STOP MAKING MORTGAGE PAYMENTS FOREVER

Product Details

What if you get wealthy while paying off your 
long term mortgage in as little as 3 to 9 years
without increasing your total monthly expenses?

NOW with a 1000% GUARANTEE

Download and play the Free Audio CD HERE

Start for as little as $1 now

What does Mortgage Professional - Gary Brown say after a year of using our system?

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See if it is right for you!

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What is Living Free and Clear?

It means you live totally debt and mortgage free, and you get there faster than any other method known.  In most cases, today’s homeowners will pay about two to three times the original mortgage balance to purchase price of their home using a traditional mortgage.  Most commonly these are 30 year fixed mortgages.

 And this is NOT…

  • NOT a bi weekly or extra payment system.
  • NOT a refinance program.
  • NOT a risky first mortgage based HELOC program or high priced software program costing thousands of dollars.
  • NOT complicated - if you can use a checkbook and answer some questions on a
    computer, you already can do it.

    What would eliminating 100 to 200+ payments be worth to you?
Just multiply your current payment (X) 100 or 200 = _____
FOR EXAMPLE:

$1,500 payment x 100 payments saved = $150,000
$1,500 payment x 200 payments saved = $300,000
THAT’S REAL MONEY IN YOUR POCKET 

WATCH THE PREVIEW VIDEO HERE

WATCH THE COMMON QUESTIONS VIDEO

Unchain Yourself From Your Debt and That Long Term Mortgage Much Faster

Now you can break the hold of long term debt, forever. Thanks to the Living Free and Clear FLEX LINE system. 

Our founder, T.J. Marrs (Read his blog at www.tjmarrstoday.com), researched and developed our system and software which makes it possible. With his back ground in Naval Intelligence and Cryptography, plus his 10+ years in the mortgage and real estate investing business to develop this advanced mortgage acceleration strategy. No other system available works as efficiently, once you factor in the additional tools and advanced calculations our easy to use system manages for you.Banker’s Secret Revealed.

1.    Your Existing First Mortgage

This is the target mortgage to payoff sooner, and will be used to help manage your plan. You should not need to refinance, unless you can get a much better mortgage to work with, or you need to consolidate your debt first.

2.    A “Flex Line” Qualified, Line of Credit – 2 versions available

This FLEX LINE will become the new bank account to move your monthly cash flow through.  It works very similar to a checking account. You make deposits and write checks. That’s it. It must have check writing privileges and few limitations on its use. Even if the FLEX LINE you choose has some restrictions, or you want to use a similar account you may already have, we will show you how to execute your plan.

This account shapes the essential formula to creating a “Lower Average Daily Balance” on your overall debt, which results in less interest compounding than you would incur on a traditional mortgage plan. This Lower Average Daily Balance effectively causes an interest cancellation effect to take place automatically on your primary first mortgage.  If you owe less on average throughout the month, you pay less interest.  You will be shown how to “park your money” in this account vs. a traditional bank account.  This storage of cash in this account reduces the average daily balance, and thus causes a lot less interest to be paid and more of your money being applied to principle reduction instead.

3.  Flex Line Account Manager Software

This is the most essential tool of all when combined with a Flex Line account.  The software gets you off the Yellow Brick road of financial planning, and gives you a target to shoot for each month, and long term.  It will guide you to success with tangible track-able results.  This online system gives you a virtual link and tracking system to your accounts as you watch them get paid off in record time.  The algorithms in the software take in your simple date, performs over 1200 pages of internal spreadsheet computation with each entry to give you the most accurate results possible.

THEN

1.    Make the first transfer/payment to your first mortgage from the FLEX LINE onto the first mortgage. 
       We show you the details in your training how to set this up.

2.    Deposit your paycheck or average income each month.  All of it if possible.
       This is where the Flex Line Balance is reduced, this causing you to NOT be charged for interest on
       that portion deposited.  The interest compounding stops on those funds BEFORE compounding occurs.

3.    Pay your bills from this account just like you would as if the money was working in a regular
       checking account.  Apply some advanced deferral strategies we will also teach you. 
       Follow the payment plans and times as the software shows you.  We even send you payment
       reminders to keep you on the timing track.

NOTE: Bank terms will vary so be diligent as to how your bank is applying extra payments. As far as credit lines, we will give you multiple acceptable sources of both 2nd Mortgage secured FLEX LINES and/or unsecured accounts for those who don’t have much or no equity.

 
Our guarantee and trial offers make this totally risk free.

How you get started?
 
1.    Take advantage of our 30 day test drive (under our amazing guarantee)
2.    Set up your own user name and password with the tool we provide instantly.
3.    Watch the training videos and review the brief manual.
4.    Attend a live training support Webinar (details are emailed weekly)
5.    Enter your information on your primary residence, including you mortgage info, debts, income, etc..
       Once you know this, you can then learn how to apply this to investment properties.
6.    Request we personally review your plan or even meet with you to go over it.

T.J. along with his team of financial wizards, develop this easy to use system for creating wealth with your mortgage. The system forces more of your same dollars normally going into interest, to be applied to principal at a rapidly progressive rate…automatically. When more of your dollars are applied to principal faster, less interest is paid therefore the debt pays off faster.  No wonder many call this “the banker’s compound interest secret revealed”.  BUT it does take the necessary tools to plan and execute.

Typically this strategy will eliminate about 50% to 70% of the payments you would normally pay. Those payments go right into your “Equity Pocket”.  That is real money you can use for better purposes than paying interest. All with the same dollars you use to live on now.  Now that is a wealth plan!

The Living Free and Clear System is NOT a bi-weekly payment method or debt roll-down system. This system gives homeowners far more flexibility, and works more efficiently than those other systems, to help you achieve financial independence much sooner. Our typical side by side comparison to a traditional mortgage repayment plan, our system reverses the most expensive part of the mortgage, “Compound Interest”.  Compound interest can be far more expensive than the rate of interest alone.  This is why we coined the phrase “Reverse compounding” because this system can reverse the effect of long term interest, in YOUR favor instead.

COMPARISON

In one comparison you can see the different (show screen shot)

A current 30 year amortized mortgage at 6%, based on a current balance of $150,000, 28 years remaining. 
Household income of $58,000/ year.  With a car payment of _____  and credit card debts totaling __________

Our system will pay off that same debt in approximately _____ years
It will save $_______________ in payments and interest

All on the same standard of living and same approximate money to live on each month.

The Most Efficient Method Available

The Living Free and Clear™ system is simply the fastest we have seen to repay a mortgage and debts in a fraction of the time.
What would change in your life if all your debts disappeared tomorrow?  Would you:

-    Take more vacations?
-    Retire sooner and better?
-    Stop working 2 household jobs?
-    Sleep better?
-    Spend more time with your family?
-    Start that dream business?

 

 

 
Which first year result do you want? The OLD WAY?

 Typical 30 year fixed rate mortgage scenario

90 Days Interest LOST $3,497 90 Days Equity Gained $494.69
1st Year Interest LOST $13,935 1st Year Equity Gained $2,031.62

OR
First Year results Using
Living Free and Clear (TM) Mortgage Eliminator

After 90 Days Extra Possible Equity Gained $4,637
After 1 Year Extra Possible Equity Gained $19,241

Results are not common, scenarios vary

In fact, the entire system will cost less than 1-2 typical mortgage payment.s..in exchange for demonstrating
is can eliminate up to 100 to 200 + payments . GUARANTEED or it costs you nothing.

 Learn how to earn money as a profit sharing affiliate as well

 Our Clients & Affiliates include people from all walks of life.

…I’m know that some people doubt the authenticity of the information, but I’m a CPA and I believe that the information will allow people to live free and clear. John S. - CA

…Just wanted to thank you for your most valuable advice yesterday. As you suggested, we talked to loss mitigation ourselves rather than having a company do it for us. And we were successful in getting a payment plan worked out. You were right. We would have had to pay the mortgage company and the loss mitigation company too. We would have had to pay double at least had we not gone direct to the mortgage company. Although I don’t think my situation was what LCF was designed for, your advice was so crucial to our situation, it alone paid for the purchase of the system .  Lill G - FL 

…Thank you. I am so happy that I found about you guys. You are all a pleasure to be around. I am so honored to be connected with you all. I am deeply and eternally grateful for you and everyone else in Living Free and Clear . My family and I deeply thank you from the bottom of our hearts. Sylvia R - St. Louis, MO 

I was a true skeptic . After the presentation, I was convinced this could help me and many others in paying down a mortgage in record time. I look forward to learning and using the program in my quest to become debt free. John W - FL 

…I started the program with the help of TJ in January and now 6 months later I’ve already paid off $10,000 of my mortgage . This is no joke. I will be debt free before I know it!  Adam S - Portland, OR 

…The thrill of graduating from pharmacy school was quickly overcome by the dreadful realization that I had huge loans to repay. On top of my ridiculous student loans, my job as a traveling pharmacist required a reliable car. $15,000 dollars later (after a $3,000.00 down payment) I had a good car and bad feeling- how could I afford $250.00 monthly car payments on top of my regular $400.00 student loan payments? After talking with my success coach he helped me realize that if I paid off my car in 6 years according to the terms of the car loan- it would cost me thousands of dollars. Then he showed me how much money I would lose if I paid my college loan off in 30 years. I was astounded . I decided to follow the formula. I now sleep easier knowing that I will save so much money by following the plan and be debt free in 5 years !!!"  Cullen S - Portland, OR 

Here is what you get with the
Living Free and Clear
(TM)
Mortgage Accelerator
"Premier Pack"

with BONUS
Money Making 6 Level Affiliate System

This packaging option may be combined with download-able materials, and may vary from picture. N/A for download only options

Includes: 2 major league packages and systems, complete with Audio CD’s (download-able),
Fast Start Videos, and Software (some material is downloaded right now)

The Premier Coaching Pack + Affiliate Combo Includes:
(Physical shipped version N/A for download only options below):

1. “Living Free and Clear” ® Premier Course  (over 130 pages)

- How to become debt free and pay off your mortgage in about 1/3 the time (based on a comparison to a recent standard 30 year fully amortized mortgage).

- Learn 3 proven systems that work for almost any situation – including yours and those you know.

2. “Get Debt Free” ® Bonus Course (on CD rom) is also included (over 170 pages)

- How to build a great credit rating & How to better manage debt and stay out of debt.
- How to reduce your taxes and stay out of trouble with the IRS.
- How to deal with credit problems more effectively
- How to use your credit MORE EFFICIENTLY to build your portfolio of investment properties, & more.
- Software to help you eliminate debts if you have too much credit card debt to start with.

Everything you need is included ….

1.  Complete set of Audio CD’s (download-able) + our 20 minute FAST START VIDEO (via the web). Gets you started in just a few minutes!

2.  PLUS 3 Easy to Use and Essential To Success Software Tools

This technology is required and proven to build your personalized plan, dramatically increase your results, and keep you on track over the long term .

3.  FREE Weekly Q&A Calls Assistance Webinar to learn how to use your tools .

We’ll help run your software for you. You just load it, input your numbers, and we will join you online to review and finish your plan FOR YOU. These coaches are independent associates and customers just like you.

4. Lifetime support and system updates (with the Premier pack)

5.  Simple "Flex Line" Account Resources

This will be from our Preferred Credit Union to set up your special bank account which is linked to your FLEX Line qualified Line of Credit. NO complicated mortgage process needed. This application will be emailed separately so you can start setting up immediately (subject to minor credit qualification). It just takes a few days to get set up.

PLUS - Discounts on future group training on:  Asset Protection  *  Creative Real Estate Investing * Money Making Systems and more

LENDING DISCLAIMER: Asset Solutions 2100, LLC is not a licensed mortgage lender. Lending services are provided by a “preferred” national mortgage lender. Loan qualification are not implied nor guaranteed.

HOW QUICKLY CAN YOU EARN BACK YOUR INVESTMENT?
That’s typically less than you’ll save in equity gain in the first month or two alone!
Of course earnings are entirely up to you. Just share the good news.

PLUS we’ll give you a 7 day resort vacation accomodation.
Choose from over 1000 locations.  No time share presentation required. Valued over $1,000.
Upon full payment. Taxes & redemption fee apply


BONUS: EARN A MASSIVE INCOME WITH OUR NEW NETWORK AFFILIATE SYSTEM.

GET A COMPLETE WEB SITE MARKETING SYSTEM AND THESE COMMISSIONS LEVELS.
EARN FORM DIRECT SALE AND 6 LEVELS OF REFERRAL OVERRIDES.

Learn more on our Affiliate Opportunity Page

OUR UNHEARD OF GUARANTEE - IT’S TRULY RISK FREE TO START NOW
Doing nothing is absolutely more risky!

 1000% Guarantee

If after your quick training, data entry, and personal one on one consultation review, if the system will not show if will save 10 times the investment, you will be entitled to a full refund (less S&H).  It is that simple. So you have NOTHING to lose by waiting another day, except more interest.

This an improved guarantee, and supersedes the video guarantee or previous guarantees, personal
evaluation must be requested within 30 days of purchase, returns are not authorized otherwise)


SO PAY YOURSELF THIS MONTH OR PAY YOUR BANK EXTRA INTEREST. YOU CHOOSE. THE GAINS STARTS THAT FAST. REALLY.

GET IT VIRTUALLY FREE" BONUSES
(some items optional)

-    BONUS Advanced Credit Card Payoff Software in the event your credit needs some
     improvement 
or you need to pay off a few debts first and faster, before obtaining 
     your Flex Line.

-    BONUS Credit Repair Kit – get your credit score up to get the best rates to work with.

-    BONUS Training Audios (downloadable to your MP3 player)

-    BONUS Training Videos – walk you through step by step how to set up your plan.

-    BONUS CREDIT LINE STRATEGIES AUDIO TRAINING – How to set up a company 
     to obtain credit lines, 
and use them for commercial or multiple properties.

-    BONUS: Income producing affiliate program option and multiple online marketing 
     tools
that can actually PAY you on 6 levels of commissions.

-    INSTANT system and downloadable software access – be online in minutes.

-    LIVE Support Training Webinars – with recorded replays available

-   PERSONAL EVALUATION after you have watched training videos and entered your 
    basic numbers.
Due to demand, we can only do this for clients not the general public. 

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 Get The Full Premier + Coaching System Now
JUST $1 DOWN TO CHECK IT OUT

INCLUDES ALL THE OPTIONS YOU SEE ABOVE IN A FULLY DOWNLOAD-ABLE PROGRAM and with full personal support.

Our most complete INSTANT ACCESS course combo. 
WHY PAY THOUSANDS for a less complete system. 
SPECIAL LIMITED TIME OFFER
 

This System Includes: 

  • Complete access to our online course.
  • Access to one property account to manage. Upgrade to have access to multiple software accounts
  • Weekly training calls and webinars, all you need until you are set up.
  • Multiple credit sources to obtain your accounts.
  • Online Training “Quick start” video and audios.
  • Live Q&A sessions weekly (small group classes).
  • Live event discounts and more. 
  • Shipped Package
  • Special money making offers, and more.
  • Now includes our BONUS Network Affiliate Program -
    Earn $6 figures sharing this system with others (optional).
  • BONUS 2:  Travel Certificate (see above)

Others have paid over $3,500 for a lesser comparable system,
with less long term income potential.

Get the whole system for just down $1 for a 10 day look.

Click here for our 2 special offers

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Installable software is primarily for Windows based PC OS users, 2000 and newer, and using Internet Explorer. Other format users can access all content via the web as well. **Terms and conditions apply with software based products (see below). Detailed instructions are found at the web site. Online ordering is the fastest and most secure option. If you have problems, call 360-859-3733 during business hours (10am - 6 pm Pacific Time). Someone will likely follow up the next day to complete your order. Questions after your order? Contact Us Here


DISCLAIMER – This system merely provides a best estimate. Examples and course evaluations given are for demonstration purposes only, and should not be construed as a specific guarantee of results. Results vary due to multiple factors such as interest rates, income, timing, credit rating, program management, and other issues.

Other return policies and instructions will be found at www.livingfreeandclear.com. Only this guarantee applies to this product. Print and return all downloaded materials along with your written request, and written certification stating all materials are deleted from your system, plus a copy of this guarantee for your refund. An online verification of your system will be performed to verify all files have been removed prior to refunds being issued. All sales are final after the offered trial period ends. 72 hour notice is required to avoid charges being incurred on any billable charge. Refunds usually take 7 working days to process. Asst Solutions 2100, LLC does not render legal or accounting advice, nor is responsible for any financial outcomes as a result of using the Living Free and Clear system or software. The software merely provides an ideal projected estimate, and should not be taken literally as the only solution to debt payoff reduction. Personal financial responsibility, logging results, and reducing expenses may also be necessary to assist in maximizing results. Unanticipated variances in expenses or income are not possible to project.

*RETURN & REFUND, POLICY AND GUARANTEES FOR THESE PRODUCTS ARE FOUND ON OUR COMPANY AND POLICIES PAGE.

*ZERO NET OUT OF POCKET DISCLAIMER: ORDER VIA CREDIT CARD. THEN ONCE YOU ACTIVATE YOUR FLEX LINE ACCOUNT or similar line of credit you may wish to incorporate, simply draw those funds to pay the card. The Flex Line is not a refinance, but an additional small account added to your current mortgage, to help you manage the system. Usually a first mortgage refinance is not needed, unless it makes sense to consolidate some bills or get out of a bad first mortgage. This results in effectively putting your program fees into a refinance, with zero $$ out of pocket, without the hassle or cost of a full mortgage refinance.


 

 
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